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This website is for professional advisers only.
By clicking the acceptance button below, you are confirming that (i) you are a financial adviser AND (ii) that you have read the website terms of use and agree to be bound by them.
The employee and employer agree on a set contribution level during employment (usually a percentage of salary). The contributions are invested at the discretion of the employee to build up a retirement fund. The pension at retirement isn’t guaranteed as it would be in a defined benefit/final salary scheme, but is instead based on the value of the pot at retirement.
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