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Horizon funds

Why choose Multi-Asset Funds

Managing investments in any market conditions can be challenging, so selecting the right mix of investments is crucial to meet your clients’ risk profile requirements and investment goals.

With greater regulatory focus on demonstrating the value of your advice and services, outsourcing investment management to industry experts can be an effective strategy, freeing up your time and managing risk in your business.

  • Investing in a single asset class may not meet your clients’ objectives.
  • Multi-asset strategies offer greater flexibility and asset class diversification which can help generate returns from the wider investment market and in different conditions.

Introducing the Scottish Widows
Horizon Multi-Asset Funds

Introducing the Scottish Widows Horizon Multi-Asset Funds

The Scottish Widows Horizon Multi-Asset Fund range offers five active, volatility managed, risk profiled multi-asset solutions designed to adapt to changing market conditions, grow investments over the medium to long term (5 years or more), and provide the right balance of risk and reward to help deliver your retirement and investment goals.

Red Scottish Widows risk meter icon
Red Scottish Widows risk meter icon

Risk profiled to easily
choose the right option
for your needs

Risk profiled to easily choose the right option for your needs

Red Scottish Widows control icon with illustrations of a cog and person
Red Scottish Widows control icon with illustrations of a cog and person

Managed by industry
experts through a distinctive
investment process

Managed by industry experts through a distinctive investment process

Red Scottish Widows globe icon
Red Scottish Widows globe icon

Globally diversified across
different assets, geographical
regions, and styles

Globally diversified across different assets, geographical regions, and styles

Red Scottish Widows growth chart icon
Red Scottish Widows growth chart icon

Established long-term
performance track record
since 2013

Established long-term performance track record since 2013

Risk profiled to suit a variety of needs

Risk profiled to suit a variety of needs

The Scottish Widows Horizon Multi-Asset Funds have pre-defined risk and return objectives and are managed with the aim of remaining within their respective risk profiles. They are aligned with the EValue (EV) five-point risk scale of 1 to 5, with a focus on delivering investment outcomes to meet specific risk appetite needs over the medium to long term.

Distinctive three-layer investment process

To build, design, monitor and manage the Scottish Widows Horizon Multi-Asset Fund range, a unique investment process is applied. This process is based on the proven long-term benefits of remaining invested where the outcome is likely to be more positive.

Bringing together three layers of industry experts, each Scottish Widows Horizon Multi-Asset Fund is governed by a consistent and robust framework, including independent oversight and risk management to protect your investment interests. A forward-looking approach to asset allocation aims to deliver optimised investment performance over the long term, with regular adjusting (as appropriate) of asset types to stay aligned to the chosen risk profile.

Even though the Scottish Widows Horizon Multi-Asset Funds are distinct in their risk profiles and asset allocations, they have a consistent and unique three-layer investment process.

Explore additional resources

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Factsheets

The latest monthly Scottish Widows Horizon Multi-Asset Fund Range key facts, allocation activity, risk ratings, and performance.
View factsheets
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Investor Guide

An introduction to the Scottish Widows Horizon Multi-Asset Fund Range key features, reasons to invest, and typical portfolio allocations.
View guide
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Assessment of Value Report

Annual Fund range review assessing the overall value the Funds deliver.
View Assessment

Understanding risk

To help you understand investment risks of investing in funds, we recommend you always take financial advice. Your financial adviser will discuss with you your personal circumstances, considering your financial goals and how best to achieve them. By assessing your situation, they will be able to advise you on which funds could be suitable for you. You will likely be charged for this service. If you do not have a financial adviser, you can search for one on the website www.unbiased.co.uk.

Your Financial Adviser can help assess your risk profile and guide you to the most appropriate Horizon Fund, should you wish to invest.

Income from investments in the Fund will be added to the value of your shares.

Our key terms investment glossary is available to describe any technical investment definitions that you may need help with.

View Glossary
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Scottish Widows products

If you need to get in touch about any other Scottish Widows products speak to your financial adviser or visit the dedicated contact page.

If you need to get in touch about any other Scottish Widows products speak to your financial adviser or visit the dedicated contact page.

Contact Scottish Widows

Literature library

The home for Scottish Widows Horizon Multi-Asset Fund Range reports, guides, updates, prospectus, KIIDs, and more.

The home for Scottish Widows Horizon Multi-Asset Fund Range reports, guides, updates, prospectus, KIIDs, and more.

View document library