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General Investment Account

Our General Investment Account (GIA) provides a flexible means of investing and accessing money outside a tax wrapper. With access to a wide range of investment options with the potential for capital growth and income.

Supported by an integrated Capital Gains Tax (CGT) platform tool and online Bed & ISA functionality to move money from a GIA to top-up an existing Individual Savings Account (ISA).

Available to clients aged 18 or over and resident in the UK (for at the least 6 months for tax purposes).

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Manage

Integrated CGT tool and online Bed & ISA functionality.
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Invest

Same wide investment choice as other Scottish Widows Platform Accounts, including discretionary portfolios.
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Access

Manage client income needs with full flexibility for ad-hoc or regular withdrawals.

View our products

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Stocks and Shares ISA
Our Flexible Stocks and Shares ISA has access to a wide range of assets and allows contributions to be replaced if they are withdrawn with in the same tax year.
Stocks and Shares ISA
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General Investment Account
Access to a wide range of assets, giving savings the potential for capital growth and income, as well as providing a flexible means of investing and accessing money.
General Investment Account
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Third Party Investment Account
These allow clients to retain the product features of their existing pension or offshore bond whilst being able to access additional investment opportunities through the Scottish Widows Platform.
Third Party Investment Account
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Junior Personal Pension
Giving your clients’ children a head start – a parent/guardian will be required to be added to the Account as the registered contact, with the child as the Account holder.
Junior Personal Pension
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Junior Stocks and Shares ISA
Tax efficient gifting between generations on the Junior Stocks and Shares ISA; available for children up to the age of 18.
Junior ISA

Literature

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Red Scottish Widows documentation icon

The home for Scottish Widows Platforms regulatory documents, guides and forms for advisers, clients, and discretionary managers.

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