Login

General Investment Account

Our General Investment Account (GIA) provides a flexible means of investing and accessing money outside a tax wrapper. With access to a wide range of investment options with the potential for capital growth and income.

Supported by an integrated Capital Gains Tax (CGT) platform tool and online Bed & ISA functionality to move money from a GIA to top-up an existing Individual Savings Account (ISA).

Available to clients aged 18 or over and resident in the UK (for at the least 6 months for tax purposes).

Red Scottish Widows icon showing a cog graphic

Manage

Integrated CGT tool and online Bed & ISA functionality.
Red Scottish Widows multi-screen with chart icon

Invest

Same wide investment choice as other Scottish Widows Platform Accounts, including discretionary portfolios.
Red Scottish Widows open padlock icon

Access

Manage client income needs with full flexibility for ad-hoc or regular withdrawals.

View our products

Personal Pension

Flexibility to provide for the most simple or sophisticated requirements, including both the Pension Commencement Lump Sum (PCLS) and Uncrystallised Funds Pension Lump Sum (UFPLS).
Personal Pension

Stocks and Shares ISA

Our Flexible Stocks and Shares ISA has access to a wide range of assets, and allows contributions to be replaced if they are withdrawn with in the same tax year.
Stocks and Shares ISA

General Investment Account

Access to a wide range of assets, giving savings the potential for capital growth and income, as well as providing a flexible means of investing and accessing money.
General Investment Account

Third Party Investment Account

These allow clients to retain the product features of their existing pension or offshore bond whilst being able to access additional investment opportunities through the Scottish Widows Platform.
Third Party Investment Account

Junior Personal Pension

Giving your clients’ children a head start – a parent/guardian will be required to be added to the Account as the registered contact, with the child as the Account holder.
Junior Personal Pension

Junior Stocks and Shares ISA

Tax efficient gifting between generations on the Junior Stocks and Shares ISA; available for children up to the age of 18.
Junior ISA

Off-Platform products

Scottish Widows offers a wide range of products to meet client needs including Protection, Annuities and Workplace solutions.
Off-platform products

Literature

Red Scottish Widows documentation icon
Red Scottish Widows documentation icon

The home for Scottish Widows Platforms regulatory documents, guides and forms for advisers, clients, and discretionary managers.

View literature library