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Horizon Funds

Why choose the Scottish Widows
Horizon Multi-Asset Funds?

Why choose the Scottish Widows Horizon Multi-Asset Funds?

The Scottish Widows Horizon Multi-Asset Fund range offers five active, volatility managed, risk profiled multi-asset solutions designed to adapt to changing market conditions, grow investments over the medium to long term (5 years or more), and provide the right balance of risk and reward to help deliver your clients’ retirement and investment goals.

Red Scottish Widows risk meter icon
Red Scottish Widows risk meter icon

Risk profiled to easily
choose the right option
for your clients’ needs

Risk profiled to easily choose the right option for your clients’ needs

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Red Scottish Widows control icon with illustrations of a cog and person

Managed by industry
experts through a distinctive
investment process

Managed by industry experts through a distinctive investment process

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Red Scottish Widows globe icon

Globally diversified across
different assets, geographical
regions, and styles

Globally diversified across different assets, geographical regions, and styles

Red Scottish Widows growth chart icon
Red Scottish Widows growth chart icon

Established long-term
performance track record
since 2013

Established long-term performance track record since 2013

Risk profiled to suit a variety
of client needs

Risk profiled to suit a variety of client needs

The Scottish Widows Horizon Multi-Asset Funds have pre-defined risk and return objectives and are managed with the aim of remaining within their respective risk profiles. They are aligned with the EValue (EV) five-point risk scale of 1 to 5, with a focus on delivering investment outcomes to meet specific risk appetite needs over the medium to long term.

Independently risk-rated by a number of market leading risk profiling companies to help you choose the right options for your client’s needs.

Fund EV
(1-5 scale 15 years) 		 Dynamic
Planner 		 Defaqto
Risk Rating 		 FinaMetrica Synaptic
1-5 1-10
Scottish Widows Horizon Multi-Asset Fund 1  1 4 3 33-48 2.8 4
Scottish Widows Horizon Multi-Asset Fund 2 2 4 4 49-54 3.0 5
Scottish Widows Horizon Multi-Asset Fund 3 3 5 5 55-61 3.5 6
Scottish Widows Horizon Multi-Asset Fund 4 4 6 6 62-73 4.2 7
Scottish Widows Horizon Multi-Asset Fund 5 5 7 8 74-100 5.1 9

Risk ratings as at October 2025, based on most up to date information from risk profilers stated above.

Distinctive three-layer investment process

To design, monitor, and manage the Scottish Widows Horizon Multi-Asset Fund range, a three-layer investment process is applied. This is based on the proven long-term benefits of remaining invested where the outcome is likely to be more positive.

Even though the Scottish Widows Horizon Multi-Asset Funds are distinct in their risk profiles and asset allocations, the investment process provides a consistent and robust governance framework, giving you and your clients’ confidence their investments remain well-placed to meet their needs.

Our investment expertise

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Investment expertise

Learn more about Scottish Widows expertise behind the Managed growth funds and Horizon funds; from asset allocation approach, portfolio implementation and how we invest responsibly.

Find out more
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Meet the team

Behind every investment decision is our experienced team, find out more about them and how we aim to help you deliver better outcomes for your clients.

Meet the team
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Our latest insights

For topical insight and news from our investment experts, and our view on latest trends in the adviser platform market, please visit our insight hub.

View insights

An award-winning platform
designed for advisers

An award-winning platform designed for advisers

With us, you are in control of your clients’ investments. Our technology offers:

  • A seamless experience, ensuring ease of use and efficiency in managing your investments and reporting.
  • Our secure, powerful platform connects smoothly into your existing back-office systems.
  • We’re fully digital and offer over 50 straight through processes to drive maximum efficiency.
  • We offer tools from EVPro and FE FundCentre, alongside our integrated Capital Gains Tool, to help you scenario plan and access comprehensive insights effortlessly.
  • Create compelling, customised and branded client reports, at account or product level, that are easy to understand. The report includes summaries of product holdings and activity, transactions and performance.

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Explore additional resources

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Fund Quarterly Report

Our latest review of performance, asset allocation and market outlook with our investment manager, BlackRock.
View latest update
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Factsheets

The latest monthly Scottish Widows Horizon Multi-Asset Fund Range key facts, allocation activity, risk ratings, and performance.
View factsheets

Due diligence

Everything you need to carry out research on the Scottish Widows Horizon Multi-Asset Funds.
Download horizon guide
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Suitability Paragraphs

Ready-made Scottish Widows Horizon Multi-Asset Fund Range paragraphs to help with your clients’ suitability reports.
View paragraphs
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Target Market Assessment

Scottish Widows Horizon Multi-Asset Fund Range key target market information to help you distribute the Funds to the right clients.
View Assessment
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Fund prices

FE fundinfo provides you with easy access to key investor information you need including fund prices, and the latest fund literature.
Access FE Fund centre

Where to invest


The Scottish Widows Horizon Multi-Asset Funds are available on a wide range of investment platforms including: Aberdeen, Aegon, AJ Bell InvestCentre, Aviva, Nucleus, Transact, and 7IM.

Multi-asset solutions

Find out more about our diverse range of multi-asset solutions available on the Scottish Widows Platform that provide flexibility to meet a variety of clients’ investment objectives.

Find out more about our diverse range of multi-asset solutions that provide flexibility to meet a variety of clients’ investment objectives.

Explore multi-asset solutions

Literature library

The home for Scottish Widows Horizon Multi-Asset Fund Range reports, guides, updates, prospectus, KIIDs, and more.

The home for Scottish Widows Horizon Multi-Asset Fund Range reports, guides, updates, prospectus, KIIDs, and more.

View literature library