PRODUCTS & SERVICES

A WIDE RANGE OF AVAILABLE PRODUCTS

Our Platform proposition is designed to help you deliver the services your clients are looking for. Whether they are looking for simple savings through an ISA or a Personal Pension with full drawdown capability, our products and features will help them into and through retirement. All of our Accounts are designed to be managed by you, with nearly all transactions completed digitally and no need for a wet client signature.

PERSONAL PENSION

Flexibility to provide for the most simple or sophisticated requirements, including both the Pension Commencement Lump Sum (PCLS) and Uncrystallised Funds Pension Lump Sum (UFPLS).

STOCKS AND SHARES ISA

Our Flexible Stocks and Shares ISA has access to a wide range of assets, and allows contributions to be replaced if they are withdrawn with in the same tax year.

GENERAL INVESTMENT ACCOUNT

Access to a wide range of assets, giving savings the potential for capital growth and income, as well as providing a flexible means of investing and accessing money.

JUNIOR PERSONAL PENSION

Giving your clients’ children a head start – a parent/guardian will be required to be added to the Account as the registered contact, with the child as the Account holder.

JUNIOR STOCKS AND SHARES ISA

Tax efficient gifting between generations on the Junior Stocks and Shares ISA; available for children up to the age of 18.

THIRD PARTY INVESTMENT ACCOUNT

These allow clients to retain the product features of their existing pension or offshore bond whilst being able to access additional investment opportunities through the Scottish Widows Platform.

OUR PLATFORM TOOLS

Access to a range of independent tools from EV and Financial Express. All of which are available on the Platform’s brand new User Interface.

INVESTMENT OPTIONS

We provide access to a variety of Accounts and investing options, as well as a wide selection of mutual funds and exchange traded assets, giving you the flexibility you need to meet the demands of your clients’ investment strategies.

FAMILY LINKING

Our Family Linking option allows you to secure a lower Platform charge for clients who are direct family members. The values of their Scottish Widows Platform Accounts will be added together when calculating Platform charges – resulting in valuable savings for your clients.
Canada Life and Utmost international logos.

OFFSHORE BONDS

We have partnered with Canada Life International and Utmost International to allow you to manage all, or part of your client’s Offshore Bond assets using the functionality of our Third Party Investment Account (TPIA).

For more information about the products Canada Life and Utmost offer, please visit their websites:

Visit Canada Life International      Visit Utmost International

Woman in a pink top entering the door of a glass fronted building.

SCOTTISH WIDOWS PRODUCTS

Scottish Widows offers a range of individual and workplace pensions, annuities and protection products.

SUPPORT HUB

A central resource for help and guidance on the Scottish Widows Platform. Designed to help you get familiar with our platform.