INVESTMENT PATHWAYS

While investment pathways were introduced by the Financial Conduct Authority to help non-advised customers manage investments, our pathway solutions are also available to your clients and offer ready made strategies for clients taking flexible income.

Each pathway is carefully designed to align to how your clients might want to use their pension pot in the next five years and offer different levels of risk to help you choose the right option for a range of clients’ needs.

OUR INVESTMENT PATHWAYS

Number 1 graphic in the Scottish Widows red colour
Number 1 graphic in the Scottish Widows red colour

SAVE IT

SAVE IT

Designed for clients who have no plans to touch their money within the next five years.
Fund: BlackRock MyMap 4 S Acc
ISIN: GB00BFBFYN93
Charge (OCF): 0.14%
Risk level: 4 out of 7

Designed for clients who have no plans to touch their money within the next five years.

Fund: BlackRock MyMap 4 S Acc
ISIN: GB00BFBFYN93
Charge (OCF): 0.14%
Risk level: 4 out of 7

Number 2 graphic in the Scottish Widows red colour
Number 2 graphic in the Scottish Widows red colour

GUARANTEED INCOME (ANNUITY)

Designed for clients who plan to use their money to set up a guaranteed income within the next five years.
Fund: iShares UK Gilts All Stocks Index Fund D Acc
ISIN: GB00B83HGR24
Charge (OCF): 0.11%
Risk level: 5 out of 7

Designed for clients who plan to use their money to set up a guaranteed income within the next five years.

Fund: iShares UK Gilts All Stocks Index Fund D Acc
ISIN: GB00B83HGR24
Charge (OCF): 0.11%
Risk level: 5 out of 7

Number 3 graphic in the Scottish Widows red colour
Number 3 graphic in the Scottish Widows red colour

FLEXIBLE INCOME (DRAWDOWN)

Designed for clients who plan to start taking their money as a long-term income within the next five years.
Fund: BlackRock MyMap 4 S Acc
ISIN: GB00BFBFYN93
Charge (OCF): 0.14%
Risk level: 4 out of 7

Designed for clients who plan to start taking their money as a long-term income within the next five years.

Fund: BlackRock MyMap 4 S Acc
ISIN: GB00BFBFYN93
Charge (OCF): 0.14%
Risk level: 4 out of 7

Number 4 graphic in the Scottish Widows red colour
Number 4 graphic in the Scottish Widows red colour

WITHDRAW IT

WITHDRAW IT

Designed for clients who plan to take out all of their money within the next five years.
Fund: BlackRock Cash S Acc
ISIN: GB00BW1YM199
Charge (OCF): 0.15%
Risk level: 1 out of 7

Designed for clients who plan to take out all of their money within the next five years.

Fund: BlackRock Cash S Acc
ISIN: GB00BW1YM199
Charge (OCF): 0.15%
Risk level: 1 out of 7

PARTNER WITH US

We’d love to work with you and help you deliver great value and outcomes for your clients. Get started by partnering with us.

We’d love to work with you and help you deliver great value and outcomes for your clients. Get started by partnering with us.

MULTI-ASSET SOLUTIONS

Find out more about our diverse range of multi-asset solutions that provide flexibility to meet a variety of clients’ investment objectives.

Find out more about our diverse range of multi-asset solutions that provide flexibility to meet a variety of clients’ investment objectives.