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With Scottish Widows Platform, all transfers can be instructed digitally.
We use the Origo Transfer Service to process transfers for pensions, GIAs and ISAs – a digital service that enables platforms and pension providers to transfer, without the need for paperwork.
We help you work more efficiently by connecting to the back-office systems, our integration with Origo, and use of electronic client signatures, means we can deliver effective digital processes.
It’s essential the information you key onto the platform matches the information held by the ceding provider to ensure your transfer progresses as quickly as possible.
Please check the following are in the same format held by the ceding provider.
This page shows how easy it is to transfer your clients to our Platform following the 4 steps listed below. You can also download a PDF version of this page.
On our platform there is a drop down to help you select the ceding provider details.
Some providers have various options – if you are unsure which is the correct part of the ceding provider to choose from this drop down, please refer to our Origo provider list.
This list will help you find the correct provider name, using the format of the policy number to find the name of the provider you are looking for.
You can then select the correct ceding provider option when keying the transfer expectation on our Platform – reducing potential delays.
For providers and platforms that don’t use Origo Transfer Service, the transfer process will be manual rather than digital.
This means we’ll need discharge forms from the ceding provider and in some instances signed Scottish Widows transfer paperwork. Where requested, please email us the ceding scheme discharge paperwork, signed by your client.
From the first screen on our Platform, select whether it’s a new or existing client, then follow the simple steps to key the transfer expectation.
The status of transfer expectations can be viewed via the Client management link on the left hand side.
To start a new business application you will need to select Create new account for a new client. To instruct a transfer for an existing client use the Existing account – new business tile.
Previously saved and unsubmitted items can be accessed via the Work in progress tile.
Select the ceding provider name using the drop down menu if you are unsure which is the correct part of the ceding provider to choose from this drop down, please refer to our Origo provider list.
Select the ceding provider name using the drop down menu.
Once you’ve selected the correct ceding provider details, then progress through the remaining steps to add all transfer details – including the type of pension, crystallisation, whether it is a cash or re-registration of assets. Then select ‘add transfer’ and ‘continue’.
Continue to progress through the steps and simply select investments and adviser charging.
The transfer details are then summarised, and you have the option to print from this screen.
For some transfers we’ll require additional information before we can process your expectation.
This list shows the specific information required for each type of transfer. Please provide the necessary information by email.
Please note, without the correct information, transfers may be delayed.
| Transfer type | Information required | How to provide this |
| Defined Benefit
Please note:
|
Adviser Declaration | |
| Mixed Split* | ||
| Guaranteed Minimum Pension | Please see ‘good to know’ at the end of this guide |
|
| Additional Permitted Subscription (APS)
Please note:
|
Scottish Widows APS Request Form | |
| APS Subscription details from the ISA Manager | ||
| Pension Sharing Order
Please note:
|
Qualifying Credit | |
| Disqualifying Credit | ||
| Decree Absolute | ||
| Pension Sharing Annex | ||
| Court Order | ||
| Signed Transfer Forms | ||
| Beneficiary Drawdown
Please note:
Please email for support prior to submitting your transfer. |
Date of Death | |
| Deceased Date of Birth | ||
| Age the deceased died | ||
| Address of deceased if different from the beneficiary | ||
| Signed Transfer Forms |
* If there is a mix of Defined Benefit & Defined Contribution, please email us the split.
** Please contact us if you need support with this.