Products & Services

A WIDE RANGE OF AVAILABLE PRODUCTS

Our Platform proposition is designed to help you deliver the services your clients are looking for. Whether they are looking for simple savings through an ISA or a Personal Pension with full drawdown capability, our products and features will help them into and through retirement. All of our Accounts are designed to be managed by you, with nearly all transactions completed digitally and no need for a wet client signature.

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PERSONAL PENSION

Flexibility to provide for the most simple or sophisticated requirements, including both the Pension Commencement Lump Sum (PCLS) and Uncrystallised Funds Pension Lump Sum (UFPLS).

STOCKS AND SHARES ISA

Our Flexible Stocks and Shares ISA has access to a wide range of assets, and allows contributions to be replaced if they are withdrawn with in the same tax year.

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GENERAL INVESTMENT ACCOUNT

Access to a wide range of assets, giving savings the potential for capital growth and income, as well as providing a flexible means of investing and accessing money.

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JUNIOR PERSONAL PENSION

Giving your clients’ children a head start – a parent/guardian will be required to be added to the Account as the registered contact, with the child as the Account holder.

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JUNIOR STOCKS AND SHARES ISA

Tax efficient gifting between generations on the Junior Stocks and Shares ISA; available for children up to the age of 18.

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THIRD PARTY INVESTMENT ACCOUNT

These allow clients to retain the product features of their existing pension or offshore bond whilst being able to access additional investment opportunities through the Scottish Widows Platform.

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OFFSHORE BONDS

We have agreements with certain International Bonds Providers where we provide administration, custody and execution only services to the Bond Provider in relation to the funds held on the platforms. We do this using the functionality of our Third Party Investment Account (TPIA), which allows you to manage all, or part of the assets in an International Bond.

We currently have agreements in place with Canada Life International and Utmost International, for more information about the products these companies offer, please visit their websites:

Visit Canada Life International Visit Utmost International