The Scottish Widows Platform stocks and shares ISA offers flexible functionality and a wide range of investment options.

Consolidate current and previous ISAs into one tax efficient wrapper for your client with full flexibility on withdrawals. You can also enjoy easy management with our digital Bed and ISA process, supported by our integrated capital gains tax (CGT) platform tool. We also offer a Junior ISA, enabling tax efficient gifting between generations and linked family pricing. This is available for children up to age 18.

Contribute

Replace withdrawals within the same tax year without impacting ISA subscription.

Grow

Same wide investment choice as other Scottish Widows Platform Accounts, including discretionary portfolios.

Access

Manage client income needs with full flexibility for ad-hoc or regular withdrawals.

Features and benefits

The tax-efficiency of an ISA makes it an excellent way for your clients to save towards their financial goals.
Arranging for ISA charges to come from your client’s General Investment Account is a great way to add value to your clients as it can make a difference to their potential investment growth.
The Stocks and Shares ISA on the Scottish Widows Platform is a flexible ISA. Your clients can deposit up to the £20,000 ISA limit (2024/25 tax year), as well as replace any withdrawals taken from the ISA in the tax year.
The Platform has automated Bed & ISA functionality which allows you to sell investments held within a GIA and use the proceeds, or cash held within the GIA, to top-up an existing Individual Savings Account (ISA).

Junior stocks and shares ISA

Help your clients give their children a head start by saving tax efficiently into a Junior stocks and shares ISA.

Available for children aged 17 or under and resident in the UK (for at the least 6 months for tax purposes).
A Junior ISA enables tax efficient gifting between generations and can be included in family linked pricing for cost effective investing.
Any returns generated within a Junior ISA are free of income or capital gains tax and don’t count towards the child’s tax allowance.
If a child holds a Child Trust Fund they cannot hold a Junior ISA at the same time. We cannot accept transfers of Child Trust Funds into our Junior ISA.
A child is only permitted to have one Stocks and Shares Junior ISA account. If a Junior ISA is opened on Scottish Widows Platform the investments held within a Stocks and Shares Junior ISA held with another provider would need to be transferred across.
An adult with parental responsibility acts as the Registered Contact, with the child or grandchild as the Account holder. On the child’s 18th birthday, they will take control of their Account, and the Junior ISA will become a Scottish Widows ISA.
Our Junior ISA offers the same wide investment choice as the other Scottish Widows Platform Accounts, including discretionary portfolios.

Investment options

Whether your investment proposition features multi-asset funds, discretionary managed model portfolios, or you build your own model portfolios, we can offer you a solution to suit your needs.

Our state-of-the-art technology offers fully streamlined processes connecting you to the tools and reporting you use every day so you can easily run your investment proposition, leaving you time to focus on delivering your clients’ financial goals.

See our investment solutions