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THIRD PARTY INVESTMENT ACCOUNT

In some instances a client may not want to move from an existing provider, although they would like the value and flexibility that investing on the Scottish Widows Platform brings. Our Third Party Investment Account allows clients to retain the product features of their existing pension or offshore bond whilst being able to access additional investment opportunities through the Platform. It really is the best of both worlds. You can apply for the Accounts below through the Scottish Widows Platform.

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FEATURES AND BENEFITS

  • The Account provides access to a wide range of assets, giving savings the potential for capital growth and income.
  • Provides your client with a flexible means of investing.

Application

Your client is eligible for this Account if they:

  • are aged 18 years or over.
  • are a resident in the UK and have been for at least the last 6 months (for tax purposes).
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CHARGING

The Account charge is a percentage charge based on the value of the assets under administration in the client’s Account.

For more information on our charges, take a look at our Easy to understand charges – at a glance.

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THE RISKS

As with all investments, there is some risk involved with the Investment Account.

  • The value of the Account may go down – and your client may get back less than they invested.
  • The level of risk and potential performance depends on the assets invested in.
  • Changes to tax legislation may affect the tax benefits of the Account.
  • Charges may increase in future.

MANAGING THE ACCOUNT

Keep your clients’ Account in check and up to date.

Taking money out of an Account

You can arrange regular withdrawals monthly, quarterly, half-yearly or yearly. You can take one-off withdrawals from available cash in your client’s Account at any time.

Closing an Account

If you, or your client, change your mind regarding the Investment Account, the Account will be cancelled within 30 days of the customer receiving a cancellation notice. You can contact us by post at Scottish Widows Platform, PO Box 24065, 1 Tanfield, ​Edinburgh, EH3 1EY, or by email at service@scottishwidowsplatform.co.uk.

If your client passes away, we will hold any assets until instructed to sell.

INVESTMENT OPTIONS

Whether your investment proposition features multi-asset funds, discretionary managed model portfolios, or you build your own model portfolios, we can offer you a solution to suit your needs.

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DOCUMENTS

For supporting documents please view our literature library.

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PERSONAL PENSION

Flexibility to provide for the most simple or sophisticated requirements, including both the Pension Commencement Lump Sum (PCLS) and Uncrystallised Funds Pension Lump Sum (UFPLS).
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STOCKS AND SHARES ISA

Our Flexible Stocks and Shares ISA has access to a wide range of assets, and allows contributions to be replaced if they are withdrawn with in the same tax year.
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GENERAL INVESTMENT ACCOUNT

Access to a wide range of assets, giving savings the potential for capital growth and income, as well as providing a flexible means of investing and accessing money.
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JUNIOR PERSONAL PENSION

Giving your clients’ children a head start – a parent/guardian will be required to be added to the Account as the registered contact, with the child as the Account holder.
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JUNIOR STOCKS AND SHARES ISA

Tax efficient gifting between generations on the Junior Stocks and Shares ISA; available for children up to the age of 18.
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THIRD PARTY INVESTMENT ACCOUNT

These allow clients to retain the product features of their existing pension or offshore bond whilst being able to access additional investment opportunities through the Scottish Widows Platform.
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