National

Chira joined Lloyds Banking Group in May 2023 as CEO, Scottish Widows and CEO, Insurance, Pensions & Investments, helping over 10 million customers to plan for unexpected events in life, save for their futures and enjoy retirement.

Prior to joining the Group, Chira was Global Head of Strategy at HSBC. Chira has extensive experience in financial services, having worked as a partner at Mckinsey & Company and Managing Director at Sanford C. Bernstein.

Earlier in his career he held strategy, management and operational roles at Standard Chartered and Citigroup in India.

Graeme has over 25 years’ experience in financial services and most recently was appointed Managing Director, Workplace and Intermediary Wealth at Scottish Widows in September 2024. He is responsible for leading the workplace savings and intermediary wealth businesses, developing strategy, distribution and propositions to market as well delivering digital solutions to customers, advisers and partners.

Prior to Scottish Widows, he was Operations Director at M&G Prudential and held a variety of directorial roles at Standard Life for 20 years covering retail platforms and workplace pensions through RDR, Auto-enrolment and Pension Freedoms. Graeme is a Fellow of the Institute of Actuaries and also holds positions as Board trustee and chair of the Finance committee at Sight Scotland.

Jamie has been in financial services for over 39 years and has worked in a variety of senior roles during this period. Over the last 20 years his career has been dedicated to leading various distribution teams who support the intermediated life, pension and savings market.

Jamie has held senior management positions on retail executive committees, as well as chairing regional advisory panels. He was a member of the Personal Finance Society’s Leader’s Summit Group and The Platform Association.

Caroline has more than 24 years’ experience in financial services, specialising in the development of long-term strategic partnerships with some of the UK’s largest advice firms and wealth businesses. As Head of Strategic Partners, she is responsible for deepening relationships with key partners, helping them deliver growth, exceptional adviser experiences and strong client outcomes through Scottish Widows Platform and Lloyds Banking Group.

Having spent her entire career in distribution and business development leadership, Caroline has led high-performing sales teams focused on supporting advisers and strategic partners to achieve their commercial and client objectives. Prior to joining Scottish Widows, she held senior roles at Aberdeen and Aviva.

Caroline is a passionate advocate for greater female representation in financial services and actively supports and coaches women developing their careers in the industry. She was also recognised as a finalist and runner-up in the Women in Finance Awards for the Platforms category.

Harry has over 15 years’ experience in financial services, holding a variety of client-facing, business development and leadership roles across the wealth and adviser market. His career has provided him with first-hand experience of the challenges and opportunities facing financial advisers, having worked closely with intermediary firms throughout his professional journey.

Harry joined Scottish Widows in 2019 to support the continued evolution of our Telephony Distribution teams. Harry leads our national Business Development Account Manager Team supporting strategic wealth partners and helping advisers deliver better outcomes for their clients through pensions, investments and platform solutions. He is an active member of the PFS and regular participant at local CII networks.